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386 E Chicago Street , Elgin, IL 60120

$449,900
  • 386 E Chicago Street , Elgin, IL 60120 Main Photo

33 Photos

New to the Market New
BEDS5 BATHS4 full MLS#12751974
STATUSNew PROPERTY TYPEMulti Unit - Multiple SCHOOLDistrict 46

Property Description

Now is your opportunity to own one of Elgin's finest historic homes! Located just blocks from downtown Elgin, this grand residence offers timeless character, generous living space and exceptional flexibility for modern living. This is not your typical duplex-it is a distinguished historic home with a separate upper-level apartment, making it an excellent opportunity for a primary residence with space for multigenerational living, guests or rental income. Set on a deep, level lot with mature trees, this beautiful home welcomes you with a huge covered front porch, perfect for relaxing on summer evenings. Step inside to a grand foyer/parlor showcasing beautiful custom millwork, a large separate living room with crown and oversized moldings, and a formal dining room with exposed wood beams and a butler's swinging door leading to the updated kitchen. The kitchen features oak cabinetry, extra recessed lighting and wood laminate flooring. A back covered, enclosed porch with separate heating and air conditioning and vaulted ceilings provides a wonderful space for summer gatherings. The main residence offers a huge primary bedroom with a private fireplace and walk-in closet, graciously sized secondary bedrooms and a rare back-to-back arrangement of two full bathrooms-one with a whirlpool tub and the other with a walk-in shower. The full finished basement adds even more living and hobby space, including a recreation room, den, workshop area and additional laundry. The separate upper-level apartment is a tremendous bonus and a key part of this property's versatility. Currently rented for $925 per month, it features a spacious living room with a cozy gas-log fireplace, vaulted ceilings and a French door leading to a private balcony. A separate dining area with built-in hutch, updated kitchen with oak cabinetry and tile flooring, spacious bedroom with secondary exit for added safety and in-unit laundry make this a comfortable and functional living space. Whether used for family members, extended-stay guests, or a tenant, this apartment offers flexibility rarely found in a traditional single-family home. The main home is loaded with charm and character, while the unique detached 21/2-car garage with attached heated office provides an excellent space for an in-home business, studio, or work area. All of this is situated just blocks from downtown Elgin, with its beautiful library, recreation center, Hemmens Auditorium and much more. Nothing else even close on the market like this! Tremendous space, historic character and flexibility for the value. A truly special opportunity to own a grand historic home that can adapt to the way you live-whether that means enjoying it as your primary residence, sharing it with family, welcoming guests or taking advantage of rental income from the separate apartment. This is an estate sale being sold as is!

386 E Chicago Street | MLS# 12751974

This multi-family property located at 386 E Chicago Street , Elgin, IL 60120 is currently listed for sale with an asking price of $449,900. E Chicago Street is located within the District 46 school district. Search Elgin real estate on mfiorello.gogambino.com today.

Property Features

Property Type: Multi Unit - Multiple
Basement: Yes
Basement: Finished, Full
Garage: 2.5
Heating: Natural Gas, Forced Air
Lot Size: 0.33 Acres
Taxes: $6,263
Year Built: 1900

Feature Descriptions

Exterior: Cedar
Lot Dimensions: 55x262
Parcel#: 0613182018
Parking: Garage Door Opener, Yes, Garage Owned, Detached, Garage
Sewer: Public Sewer
Total Rooms: 16
Township: Elgin
Water: Public

Local Schools

School District: District 46

Listed By / Shown By

Listed By

Agency Name: RE/MAX Horizon
Agency Phone: 847-931-7500

Shown By

Agent Name: Mark Fiorello
Agent Phone: Cell: (815) 670-4129
Agency Title: Gambino Realtors

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Estimated Payment

$ 2,696.72 per month $2,043.59 Principal & Interest $521.92 Property Tax $131.22 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/05/2026. The listing information on this page last changed on 09/05/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 09/05/2026 12:00:56 AM EST) or MRED MLS (last updated Fri 09/04/2026 11:57:59 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 09/04/2026 10:16:27 PM EST) or Northern Illinois Commercial Association Realtors (last updated Fri 09/04/2026 2:10:08 PM EST). Real estate listings held by brokerage firms other than Gambino Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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